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Global Credit Union
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Mortgage Loan Originator
$52k-71k (estimate)
Full Time | Banking 7 Months Ago
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Global Credit Union is Hiring a Mortgage Loan Originator Near Juneau, AK

Overview

Reports To: Varies by location

Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.

Duties and Responsibilities:

  • Market mortgage loan programs to the real estate sales industry and to personal contacts.
  • Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
  • Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
  • Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
  • Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
  • If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
  • Conduct sales presentations for Realtors as necessary to enhance business relations.
  • Perform other duties as assigned.
  • Qualifications

    Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.

    Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.

    Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.

    Tenure: Not Applicable

    Compensation

    Mortgage Loan Originator (Category 19)

    Salary Pay Range: $22,000 - $33,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission. 

    In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

    Benefits

    • Short-term and long-term incentives
    • Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
    • 401(k) plan with a 5% match
    • Employee Assistance Program (EAP)
    • Life and disability coverage
    • Voluntary cash benefits for accident, hospitalization and critical illness
    • Tuition Reimbursement
    • Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
    • Click here to view Global’s comprehensive Benefits Programs.

    Equal Opportunity Employer

    Job Summary

    JOB TYPE

    Full Time

    INDUSTRY

    Banking

    SALARY

    $52k-71k (estimate)

    POST DATE

    09/27/2023

    EXPIRATION DATE

    12/30/2024

    WEBSITE

    globalcu.org

    HEADQUARTERS

    FAIRCHILD AFB, WA

    SIZE

    100 - 200

    FOUNDED

    1954

    CEO

    JOHN MAGUIRE

    REVENUE

    $10M - $50M

    INDUSTRY

    Banking

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    About Global Credit Union

    Global is here to grow your dreams. Our business is to serve our members and our community. As a co-operative financial institution, our profits go back to our membership. We offer innovative products and services, low rates, few fees and excellent service. Who can join? You can, if you live or work in Washington State, or Kootenai, Benewah, Shoshone or Latah counties in Idaho. If you are an active duty or retired military person or a contractor affiliated with Fairchild Air Force Base, Aviano Air Base, Camp Ederle or Camp Darby you are automatically eligible for membership. We have locations ... throughout the Inland Northwest and Italy. Plus, we offer access at 6700+ shared branching locations and over 26,000+ ATMs nationwide. Visit https://www.globalcu.org/locations to find a location near you. Our story begins in October 1954. Mary Milla, a secretary who worked at Fairchild Air Force Base, founded the credit union as a means to serve the financial needs of the military and civil service employees. We began as Fairchild Credit Union and have grown to become Global Citizens. What is a Global Citizen? Global Citizens give their time. They make you smile. They're engaged, integrated, transformative. They love this community and its people, And actively do their best to leave this world a better place. We believe in Global Citizens. Be a Global Citizen. #weareglobalcitizens If you want to grow your dreams with world-class service, great convenience and a place to bank that celebrates your community, then join us and be a Global Citizen. Federally Insured by NCUA. Equal Housing Opportunity Lender. More
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    The job skills required for Mortgage Loan Originator include Mortgage Loans, Analysis, Attention to Detail, etc. Having related job skills and expertise will give you an advantage when applying to be a Mortgage Loan Originator. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Mortgage Loan Originator. Select any job title you are interested in and start to search job requirements.

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    The following is the career advancement route for Mortgage Loan Originator positions, which can be used as a reference in future career path planning. As a Mortgage Loan Originator, it can be promoted into senior positions as a Mortgage Loan Officer III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Loan Originator. You can explore the career advancement for a Mortgage Loan Originator below and select your interested title to get hiring information.

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    If you are interested in becoming a Mortgage Loan Originator, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Mortgage Loan Originator for your reference.

    Step 1: Understand the job description and responsibilities of an Accountant.

    Quotes from people on Mortgage Loan Originator job description and responsibilities

    Mortgage loan officers also collect and verify all required financial documentation from applicants.

    02/28/2022: Santa Rosa, CA

    This person helps the home buyer or refinancer choose a loan, and understand all the rates and terms associated.

    12/28/2021: Bremerton, WA

    Experienced originators learn the field and know how the system works.

    01/24/2022: High Point, NC

    Good mortgage loan originators will go out of their way to make sure that their clients understand what the mortgage process entails, especially first-time home buyers.

    02/14/2022: Paramus, NJ

    As a mortgage loan originator, Alter will be responsible for originating mortgage purchases, refinances and home equity loans.

    01/21/2022: Carson City, NV

    Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.

    Career tips from people on Mortgage Loan Originator jobs

    Good loan originators typically work hard to develop new business opportunities whenever possible.

    02/25/2022: Vineland, NJ

    Monitor the application process.

    02/15/2022: Greenville, MS

    Loan Officers Genuinely Help People.

    02/09/2022: Saginaw, MI

    Three to five years experience as a Real Estate Loan Originator.

    02/09/2022: Lebanon, PA

    Employers typically prefer those possessing the following skills – a strong understanding of state and federal laws, ability to check the accuracy of the applications; good knowledge of accounting and finance, a solid understanding of how sales pipelines

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    Step 3: View the best colleges and universities for Mortgage Loan Originator.

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